tag:blogger.com,1999:blog-5549789856840440400.post5757840660794446690..comments2022-04-27T01:21:06.220-06:00Comments on Biomedical ME/CFIDS: UNUM Is Still Doing It To the DisabledUnknownnoreply@blogger.comBlogger18125tag:blogger.com,1999:blog-5549789856840440400.post-27929376675694069322013-02-26T09:46:23.766-06:002013-02-26T09:46:23.766-06:00Ad me to the list of the UNUM screwed insured. A h...Ad me to the list of the UNUM screwed insured. A hernidated disk in neck with bone spur compression spinal cord; a statement from doctor that I must not work for danger of permenant nerve damage; and at the 2 year UNUM review, they just cancelled my policy on grounds their "in house' doctors do not agree. wowAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-41985395726843578752012-08-19T07:57:12.806-06:002012-08-19T07:57:12.806-06:00 Please see:
http://www.whywaitforever.com/dwpato... Please see:<br /> http://www.whywaitforever.com/dwpatosbusinessunum.html<br /><br /> for detailed evidence against UNUM and<br /> http://www.disabilitynewsservice.com/index.php/2012/03/odi-gives-green-light-to-advisors-to-work-secretly-for-insurance-giant/ <br /><br />Together, we will expose this US imported medical tyranny.<br /><br />Kind regards<br />Mo Stewart<br /> <br /> Mo Stewarthttps://www.blogger.com/profile/11228037339486113567noreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-53176198428854883392012-04-18T08:04:44.569-06:002012-04-18T08:04:44.569-06:00Unfortunately, they are aleady doing it to the dis...Unfortunately, they are aleady doing it to the disabled in UK. Disgraceful! The sickness of greed is apparently untreatable.oerganixhttps://www.blogger.com/profile/12870957662833413723noreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-40463199813151908352012-04-17T22:46:16.999-06:002012-04-17T22:46:16.999-06:00Rant on - the Disabled are viewed as a mere nuisan...Rant on - the Disabled are viewed as a mere nuisance in the Big Picture of rampant government corruption- sadly, we are often not even considered and viewed as easily dismissed.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-57277875701316650362012-04-17T22:32:48.685-06:002012-04-17T22:32:48.685-06:00UK Disability recipients save yourselves! UNUM has...UK Disability recipients save yourselves! UNUM has become even more emboldened in the US –Surveillance has become huge here in the US and mandated home visits. No one is safe, even if you’ve been on Disability for years, approved by SSDI, they will look for anything!! and start tactics you thought impossible at this point , start all over again, all just to deny you no matter even if you have qualified for SSDI, which is not easy – they now data-mine social media like Facebook for any evidence – people have been denied for having a smile on their face in a photo. Does this sound like old practices are “History” – I think not! They are investing in sophisticated technology to enhance any chance of denial. Stop it before it becomes the ‘beast’ it has here.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-45730351469451124752011-09-13T11:34:03.231-06:002011-09-13T11:34:03.231-06:00Thanks MasterShake 13. Be sure to look at Linda Ne...Thanks MasterShake 13. Be sure to look at Linda Nee's blog (she is a former claims adjuster for Unum). She now supports claimants of all the disability insurers.<br /><br />http://lindanee.wordpress.com/category/fms-and-cfs/ <br />-OerganixAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-80367753016038217472011-09-13T10:24:25.357-06:002011-09-13T10:24:25.357-06:00This is a great blog post. As someone who suffers ...This is a great blog post. As someone who suffers from disabilities, I find myself constantly stressing to others the importance of doing as much research as possible when considering <a href="http://www.protectyourincome.com" rel="nofollow">Disability Insurance</a>. For me, life was running smoothly until I hit my mid-20's; when I was diagnosed, I found out quickly how much is out of your control. I always thought my health was something I'd never have to worry about. Sometimes you just can't predict what will happen tomorrow; but being prepared and expecting the unexpected are the most important (and cliche!) things I've found to ease the tensions caused by those curve-balls life seems to LOVE throwing at us. Thanks again for the post!MasterShake13https://www.blogger.com/profile/16180880281455043761noreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-87255179509760820502011-08-28T21:22:04.199-06:002011-08-28T21:22:04.199-06:00Hi..I am Jamie..go to my website right now at brin...Hi..I am Jamie..go to my website right now at bringthemalldownnow.com. On behalf of my very sick mother and THOUSANDS of others like her,I started a petition to be soon PUBLICALLY displayed at an ANTI-UNUM parade rally..we are asking business' to Cancel UNUM's contracts..STOP BUYING FROM THE WORST! Buy only from TOP rated insurance companies with low consumer complaints. They did not even pay for 1 year LTD benefits after lies and NO NOTICE..only a few days..they cut her off. She has & DISABELING diseases..and MUCH more..doctor's letters sent in advance stating about her disabiliy! She has herniated disc..back surgery with rods and screws..Addison's disease..a INOPERABLE tilted and twisted pelvis..several nerves damaged..migraines..a rare INCUREABLE sleep disorder called ' idiopathic hypersomnia" and STILL more things wrong. If they do not pay her even 1 years worth of benefits..who do they pay? We need to demand MORE for ur money NOW. JOIN NOW! WE need all the help we can get..email me to with your stories and support....at bringunumdown@yahoo.com..see our website..HELP NOW before they shut us down..more to come about PUBLIC RALLY. URGENT CALL for donations too.UNUM has millions to fight with.. WE DON'T! If you don't help..we won't be here much longer..they will fight us aggresively..they DO NOT want to lose even one contract. Even if you ONLY can send 1 dollar..it all helps. WE HAVE TO FIGHT! We also more much more coming..being planned..stayed tuned to website!You can mail donation ..also send signatures to make check or money oder to bringthemdown and mail to 226 N. Mckenzie Adrian Mi 49221 TODAY! Thank you.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-6681766360824152362011-07-12T16:00:30.845-06:002011-07-12T16:00:30.845-06:00I think the NOTW paper from Murdochs News Corps st...I think the NOTW paper from Murdochs News Corps stable, shows execatly how the gov suck up to the people they need.<br /><br />The corruption is institutionalised and many that commit these crimes, are oblivious to the misery they cause, they are all just doing their job, they all just need their next paycheck.<br /><br />The culture of fear over job security is breeding competitive immorality, how low will you go?<br /><br />If they had not been promoting yes men, then perhaps some of the senior officers in the MET would have had the balls to say, look Mr PM, we don't have the resources or legal ability to investigate this case thoroughly.<br /><br />But no they have yes men, and the yes men will keep saying yes, becasue they want the money.<br /><br />But little old joe public can be told NO NO NO NO time and time again.<br /><br />Who is really spending the tax payers money, what about tax loop holes, and tax havens, bank bail outs.<br /><br />Well if they did that they wouldnt get their stake money would they.<br /><br />No, lets take more form joe public, that way Cameron can stand on his international stage and feel talll coz HE gave £££££££ in international aid.<br /><br />ooops sorry for being ranty, great blog post.flyhttp://thefiendishfly.blogspot.com/noreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-41848674487104730832011-01-17T22:19:59.537-06:002011-01-17T22:19:59.537-06:00Thanks DzD. I had not seen this, but it looks like...Thanks DzD. I had not seen this, but it looks like we're on the same page.<br /><br />I'll be doing another post on Unum soon.oerganixhttps://www.blogger.com/profile/12870957662833413723noreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-26979517305033515942011-01-17T22:00:34.514-06:002011-01-17T22:00:34.514-06:00Hi Oerganix.. have you seen this?:
"Unum – C...Hi Oerganix.. have you seen this?:<br /><br />"Unum – Chronic Fatigue Syndrome – Another “Collaborative Strategy”" by Linda Nee<br /><br />http://lindanee.wordpress.com/category/fms-and-cfs/DzDnoreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-74609686670675839202011-01-16T10:06:32.540-06:002011-01-16T10:06:32.540-06:00Thanks, Anon. Unum put up L1.6 million (pounds)(cu...Thanks, Anon. Unum put up L1.6 million (pounds)(currently about $2.5 million USD) in 2007 to start a psuedo-university department dedicated to "psychosocial" research into illnesses that keep people from working. <br /><br />http://www.unum.co.uk/Home/Corporate_Information/Press_Releases/2004/Partnership_with_Cardiff_University.htm<br /><br />They haven't been able to convince the majority of people with ME/CFS that they're only suffering from "illness beliefs", so they are out to convince doctors of it, thus removing the only possible safeguard patients had have against the agenda Unum has - get people off disability even if it kills them. <br /><br />From their 2007 press release: "The new Centre will be looking at the doctor/patient relationship and how this affects an individual's reaction to their illness. Studies to be conducted at the Centre in Cardiff will focus on why people respond differently to the same illness, rendering some unable to work while others continue."<br /><br />In other communications, Unum has said that private doctors who sign off on disability claims need to be "re-educated" to be more in line with what their own doctors or DWP doctors do in UK.<br /><br />It sounds a lot like former CDC mind-body researcher Bill Reeves' association with Emory and its mind-body program. Reeves is no longer using CDC's Chronic Viral Diseases Branch research money to try to morph ME/CFS into an "illness belief". He's moved over to "Mental Health Surveillance" - whatever that is.<br /><br />It must be just a coincidence that UNUM is the biggest provider of "income protection" insurance in both the US & UK and parts of both governments have been hijacked by their agenda.oerganixhttps://www.blogger.com/profile/12870957662833413723noreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-51391529614251407202011-01-16T09:20:11.162-06:002011-01-16T09:20:11.162-06:00Transcript of the BBC 10pm News, 6 Nov 2007
Huw ...Transcript of the BBC 10pm News, 6 Nov 2007<br /><br /><br />Huw Edwards, anchor: A multinational insurance company accused of racketeering and cheating thousands of Americans out of welfare benefits, is giving advice to the British government on welfare reform. A BBC investigation has found that executives from Unum have held meetings with senior Whitehall officials to discuss changes to the benefit system. Mark Daley has this exclusive report.<br /><br />Mark Daley, presenter: US-based multi-national insurance giant, Unum, has shown a keen interest in UK welfare reform since the mid 1990s. This is Unum’s HQ in Portland in Maine. Unum are the worlds largest disability insurers with more than 25 million customers in the US alone. But in 2002, a series of whistle blowers came forward with damning allegations. Linda Nee was a claims handler for UnumProvident, as it was called then. <br /><br />Linda Nee: I was often placed in the position by a consultant who was my supervisor of denying a claim. Of telling me to deny a claim, or having a manager tell me to remove documentation from a claim so that an attorney would not have an opportunity to see it. <br /><br />Mark Daley, presenter: It was alleged that UnumProvident cheated tens of thousands of disabled Americans out of their rightful benefit claims. Many of them came from California. Joan Hangarter had her own business before falling ill. <br /><br />Joan Hangarter: An impartial, unanimous jury of 12 people, found that Unum had wrongfully terminated my benefits. They had lied, they had cheated, they had misrepresented the facts. <br /><br />Mark Daley, presenter: She was awarded 7.5 million dollars in damages. But allegations of racketeering persisted. Then in 2005, California Insurance commissioner, John Garamendi declared: “UnumProvident is an outlaw company. It is a company that for years has operated in an illegal fashion.” In a unique settlement signed by all 50 states, it was fined 23 million dollars, ordered to reopen 300,000 denied claims, at a cost of half a billion dollars. <br /><br />Peter Dewis, Unum customer services: I think the important thing to recognize is that those issues that were found in relation to the US claims management practices now belong to history. They were critically reviewed when the regulatory findings came out, a number of very important changes have been made. In the UK we reviewed all of our claims management practices and found ourselves not to be wanting in relation to anything that the US regulators were saying. <br /><br />Mark Daley, presenter: But, there are still dozens of bad faith cases and allegations out standing against the company on both sides of the Atlantic. Despite all this Unum had senior executives sitting on key Government working groups last year, and has provided detailed memorandum on transforming the benefits system. The Government also awarded grants worth 300,000 thousand pounds to Unum’s research centre in Cardiff. <br /><br />Ian Gibson, MP: I think the Government should have them in front of them in an open scrutiny process in Parliament, and we should ask them what their game is. Why it happened in the States first, could that not happen here if they have still got the same philosophy. There is some indication now that they haven’t changed that much. The leopard hasn’t changed its spots.<br /><br />Mark Daley, presenter: The BBC has discovered internal documents revealing that Unum believes it is driving Government policy. The Department for work and pensions refused to comment on Unum's past. A spokesman said: “Throughout the process of developing our policies…Ministers and officials have met and spoken to hundreds of organisations and individuals like Unum to find out what works.” As Unum attempt to leave its chequered past behind, the debate over UK welfare reform will rage on. Mark Daley BBC News.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-58777132274821851402011-01-16T07:41:21.740-06:002011-01-16T07:41:21.740-06:00http://www.meassociation.org.uk/?p=242
The MEA ha...http://www.meassociation.org.uk/?p=242<br /><br />The MEA have an article on the BBC show.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-75373771212477810562011-01-15T20:55:24.586-06:002011-01-15T20:55:24.586-06:00Great synopsis about the disgusting and sober trut...Great synopsis about the disgusting and sober truth about disability insurance companies. I seriously question how some of the people can sleep at night, knowing they're profiting by blatantly reneging on their policies and leaving disabled people in the poorhouse despite having insured themselves for this very contingency.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-16651235460097722522011-01-15T19:07:15.406-06:002011-01-15T19:07:15.406-06:00@ Anonymous - Makes you wonder whether it's ti...@ Anonymous - Makes you wonder whether it's time for another class action suit. If you click on "Policyholders" above, it takes you to a website where there are many pages of stories from 2010, similar to yours, including one where the adjuster claimed not to have received an email from the claimant's Congressman, but suddenly received it right while he was on the phone with the claimant. Many others tell of how UNUM says they never received documents from doctors and how doctors become alienated from their patients because of having to resend and resend. Don't let the Dastards grind you down, Anon.oerganixhttps://www.blogger.com/profile/12870957662833413723noreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-68897550083780844932011-01-15T18:00:14.328-06:002011-01-15T18:00:14.328-06:00UNUMProvident was hired to process the claims for ...UNUMProvident was hired to process the claims for my permanent health insurer. My claim went in in February and I've complied with every request for information - even exceeded some. I think they think if they delay for long enough they will starve me back to work. I paid into that damn policy for 12 years. I'd rather die making a public fuss than let them win.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5549789856840440400.post-24941001958579914182011-01-15T14:01:17.867-06:002011-01-15T14:01:17.867-06:00"In the last 8 years UNUMProvident has cleane..."In the last 8 years UNUMProvident has cleaned up its image but has it cleaned up its act?"<br /><br />I don't think so. <br /><br />Patricia CarterWildaisyhttps://www.blogger.com/profile/03387587496317619866noreply@blogger.com